/* ============================================================
   Insurance Intake Form – form.css  v3.1  (UI polish pass)
   Softer, friendlier palette: lavender + mint pastel accents
   on a warm off-white base, rounded corners, gentle shadows,
   and smooth micro-animations throughout.
   Same class names as v3.0 — safe drop-in replacement.
   ============================================================ */

#iif-wrap {
    --navy:        #4B4470;   /* deep plum-navy, softened from harsh navy */
    --navy-light:  #6C63A8;
    --navy-pale:   #F6F4FC;   /* warm lavender-white */
    --navy-border: #E4DFF5;
    --gold:        #8FE0C8;   /* soft mint replaces hard gold */
    --gold-dark:   #5FBFA3;
    --ink:         #2B2740;
    --ink-soft:    #6E6A87;
    --ink-muted:   #9C97B5;
    --white:       #FFFFFF;
    --red:         #E0637A;
    --yellow:      #D9A441;
    --radius-sm:   10px;
    --radius-md:   16px;
    --radius-lg:   22px;
    --shadow:      0 10px 34px rgba(75,68,112,.10);
    --shadow-soft: 0 4px 14px rgba(75,68,112,.08);
    --shadow-hover:0 14px 36px rgba(75,68,112,.16);
    --font-head:   Georgia, 'Times New Roman', serif;
    --font-body:   -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;
}

/* ── Reset ────────────────────────────────────────────────────── */
#iif-wrap *, #iif-wrap *::before, #iif-wrap *::after { box-sizing: border-box; }
#iif-wrap { font-family: var(--font-head); font-size: 17px; line-height: 1.65; color: var(--ink); width: 100%; max-width: 100%; box-sizing: border-box; margin: 40px auto; padding: 0 16px; }

/* ── Card ─────────────────────────────────────────────────────── */
.iif-card { background: var(--white); border: 1px solid var(--navy-border); border-radius: var(--radius-lg); box-shadow: var(--shadow); overflow: hidden; transition: box-shadow .3s ease; }

/* ── Header ───────────────────────────────────────────────────── */
.iif-header { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%); color: var(--white); padding: 36px 36px 28px; text-align: center; position: relative; overflow: hidden; }
.iif-header::before { content:''; position:absolute; top:-60%; right:-20%; width:280px; height:280px; background: radial-gradient(circle, rgba(255,255,255,.10), transparent 70%); border-radius:50%; pointer-events:none; }
.iif-header::after { content:''; position:absolute; bottom:-70%; left:-15%; width:220px; height:220px; background: radial-gradient(circle, rgba(143,224,200,.18), transparent 70%); border-radius:50%; pointer-events:none; }
.iif-logo-row { display: flex; align-items: center; justify-content: center; gap: 10px; margin-bottom: 14px; position:relative; }
.iif-logo-text { font-size: 20px; font-weight: 700; color: var(--white); letter-spacing: .4px; font-family: var(--font-head); }
.iif-header h2 { font-size: 26px; font-weight: 700; margin: 0 0 6px; color: var(--white); position:relative; }
.iif-header-sub { font-size: 14px; color: rgba(255,255,255,.82); margin: 0; font-family: var(--font-body); position:relative; }

/* ── Progress ─────────────────────────────────────────────────── */
.iif-progress-outer { padding: 20px 36px 16px; background: var(--navy-pale); border-bottom: 1px solid var(--navy-border); }
.iif-progress-meta { display: flex; justify-content: space-between; margin-bottom: 9px; }
.iif-progress-meta span { font-size: 12px; font-family: var(--font-body); font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--navy); }
#iif-step-name { color: var(--ink-soft); font-weight: 500; text-transform: none; letter-spacing: 0; }
.iif-progress-track { height: 9px; background: var(--navy-border); border-radius: 20px; overflow: hidden; position:relative; }
#iif-progress-fill { height: 100%; background: linear-gradient(90deg, var(--navy-light), var(--gold-dark)); border-radius: 20px; transition: width .5s cubic-bezier(.4,0,.2,1); position:relative; overflow:hidden; }
#iif-progress-fill::after { content:''; position:absolute; inset:0; background: linear-gradient(90deg, transparent, rgba(255,255,255,.35), transparent); animation: iif-shimmer 2.2s ease-in-out infinite; }
@keyframes iif-shimmer { 0% { transform: translateX(-100%); } 100% { transform: translateX(100%); } }
.iif-substep-row { margin-top: 10px; font-size: 12.5px; font-family: var(--font-body); font-weight: 700; color: var(--gold-dark); text-align: right; }

/* ── Error banner ─────────────────────────────────────────────── */
.iif-error-banner { margin: 0; padding: 15px 26px; background: #FDF0F3; border-left: 4px solid var(--red); color: #A4405A; font-size: 15px; font-family: var(--font-body); border-radius: 0 0 0 0; }
.iif-error-banner ul { margin: 6px 0 0 18px; padding: 0; }
.iif-error-banner li { margin-bottom: 3px; }
.iif-inline-error { margin: 12px 0 0; padding: 11px 18px; background: #FDF0F3; border-left: 4px solid var(--red); color: #A4405A; font-size: 13.5px; font-family: var(--font-body); border-radius: var(--radius-sm); animation: iif-in .2s ease; }

/* ── Steps ────────────────────────────────────────────────────── */
.iif-step { display: none; padding: 32px 36px 26px; }
.iif-step.active { display: block; animation: iif-step-in .35s cubic-bezier(.16,1,.3,1); }
@keyframes iif-in { from { opacity:0; transform: translateY(6px); } to { opacity:1; transform:translateY(0); } }
@keyframes iif-step-in { from { opacity:0; transform: translateY(14px) scale(.99); } to { opacity:1; transform:translateY(0) scale(1); } }
.iif-step-heading { font-size: 21px; font-weight: 700; color: var(--navy); margin: 0 0 8px; padding-bottom: 14px; border-bottom: 2px solid var(--navy-pale); }
.iif-step-sub { font-size: 14.5px; color: var(--ink-soft); margin: 0 0 22px; font-family: var(--font-body); line-height: 1.6; }

/* ── Product cards (multiselect) ─────────────────────────────── */
.iif-product-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; margin-bottom: 10px; }
@media(max-width:680px){ .iif-product-grid { grid-template-columns: repeat(2,1fr); } }
.iif-product-card { display:flex; flex-direction:column; align-items:center; gap:8px; padding:24px 10px; border:2px solid var(--navy-border); border-radius: var(--radius-md); cursor:pointer; transition: all .22s cubic-bezier(.16,1,.3,1); background: var(--white); position:relative; user-select:none; text-align:center; box-shadow: var(--shadow-soft); }
.iif-product-card:hover { border-color: var(--gold-dark); background: var(--navy-pale); transform: translateY(-4px); box-shadow: var(--shadow-hover); }
.iif-product-card:active { transform: translateY(-1px) scale(.98); }
.iif-product-card.selected { border-color: var(--gold-dark); background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%); box-shadow: 0 8px 22px rgba(75,68,112,.28); transform: translateY(-2px); }
.iif-product-card.selected strong { color: var(--white); }
.iif-prod-icon { display:flex; align-items:center; justify-content:center; width:32px; height:32px; color: var(--navy-light); transition: transform .2s ease, color .2s ease; }
.iif-prod-icon svg { width:100%; height:100%; }
.iif-product-card:hover .iif-prod-icon { transform: scale(1.12) rotate(-3deg); color: var(--gold-dark); }
.iif-product-card.selected .iif-prod-icon,
.iif-product-card.selected .iif-prod-icon svg { color: var(--white) !important; }
.iif-product-card strong { font-size:13.5px; color:var(--navy); font-family:var(--font-body); line-height:1.35; font-weight:600; }
.iif-check-badge { position:absolute; top:10px; right:12px; width:24px; height:24px; background: var(--gold); color: var(--navy); border-radius:50%; display:flex; align-items:center; justify-content:center; opacity:0; transform: scale(.4); transition: opacity .25s ease, transform .3s cubic-bezier(.34,1.56,.64,1); box-shadow: 0 2px 8px rgba(0,0,0,.15); }
.iif-product-card.selected .iif-check-badge { opacity:1; transform: scale(1); }

/* ── ZIP row ──────────────────────────────────────────────────── */
.iif-zip-row { display:flex; align-items:center; gap:10px; }
.iif-zip-row input { flex:1; }
.iif-zip-status { display:inline-flex; align-items:center; justify-content:center; width:22px; height:22px; flex-shrink:0; }
.iif-zip-status--loading { color: var(--navy-light); }
.iif-zip-status--loading svg { animation: iif-spin .8s linear infinite; }
.iif-zip-status--success { color: var(--gold-dark); }
.iif-zip-status--error { color: var(--red); }
.iif-zip-status--warning { color: var(--yellow); }
@keyframes iif-spin { to { transform: rotate(360deg); } }
.iif-zip-city { display:block; margin-top:6px; font-size:13px; color:var(--navy); font-family:var(--font-body); font-weight:700; min-height:18px; }

/* ── Fields ───────────────────────────────────────────────────── */
.iif-field { margin-bottom:20px; }
.iif-field label { display:block; font-size:15.5px; font-weight:700; color:var(--navy); margin-bottom:7px; font-family:var(--font-body); }
.iif-field-hint { font-weight:400; font-size:12px; color:var(--ink-muted); margin-left:6px; }
.iif-field input[type="text"],
.iif-field input[type="email"],
.iif-field input[type="tel"],
.iif-field input[type="number"],
.iif-field input[type="date"],
.iif-field select.plain { width:100%; padding:13px 16px; border:2px solid var(--navy-border); border-radius:var(--radius-sm); font-size:16px; color:var(--ink); background:var(--navy-pale); transition: all .2s ease; outline:none; font-family:var(--font-body); }
.iif-field input:hover, .iif-field select.plain:hover { border-color: #CFC7EC; }
.iif-field input:focus, .iif-field select.plain:focus { border-color: var(--navy-light); box-shadow: 0 0 0 4px rgba(108,99,168,.14); background: var(--white); }
.iif-field input.iif-err, .iif-field select.iif-err { border-color: var(--red); box-shadow: 0 0 0 4px rgba(224,99,122,.12); animation: iif-shake .35s ease; }
@keyframes iif-shake { 0%,100% { transform: translateX(0); } 25% { transform: translateX(-4px); } 75% { transform: translateX(4px); } }
.iif-helper { display:block; margin-top:5px; font-size:13px; color:var(--ink-muted); font-family:var(--font-body); }
.req { color: var(--red); font-size:13px; }
.iif-field-row { display:grid; grid-template-columns:1fr 1fr 1fr; gap:14px; }
.iif-field-row .iif-field { margin-bottom:0; }
.iif-field--sm { max-width:100%; }
@media(max-width:560px){ .iif-field-row { grid-template-columns:1fr 1fr; } }
@media(max-width:380px){ .iif-field-row { grid-template-columns:1fr; } }

/* ── Fieldsets ────────────────────────────────────────────────── */
.iif-fieldset { border:1.5px solid var(--navy-border); border-radius:var(--radius-md); padding:22px 24px; margin:0 0 20px; background: linear-gradient(180deg, #FBFAFE, #FFFFFF); }
.iif-fieldset legend { font-size:13.5px; font-weight:700; color:var(--navy); padding:0 10px; font-family:var(--font-body); text-transform:uppercase; letter-spacing:.5px; }

/* ── Radio pills ──────────────────────────────────────────────── */
.iif-radio-group { display:flex; flex-wrap:wrap; gap:10px; margin-top:6px; }
.iif-radio-group.iif-yn { gap:14px; }
.iif-pill { cursor:pointer; }
.iif-pill input[type="radio"] { position:absolute; opacity:0; width:0; height:0; }
.iif-pill span { display:inline-block; padding:11px 20px; border:2px solid var(--navy-border); border-radius: 999px; font-size:14.5px; color:var(--navy); background:var(--navy-pale); transition: all .2s cubic-bezier(.16,1,.3,1); font-family:var(--font-body); font-weight:600; white-space:nowrap; }
.iif-pill:hover span { border-color: var(--navy-light); background: var(--white); transform: translateY(-1px); box-shadow: var(--shadow-soft); }
.iif-pill input[type="radio"]:checked + span { border-color: var(--navy-light); background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%); color: var(--white); box-shadow: 0 4px 12px rgba(75,68,112,.25); }
.iif-pill input[type="radio"]:focus + span { outline: 3px solid rgba(108,99,168,.30); outline-offset: 2px; }
.iif-pill--yes input:checked + span { background: linear-gradient(135deg, #4FAE85, #3D9770); border-color:#3D9770; }
.iif-pill--no  input:checked + span { background: linear-gradient(135deg, #E0637A, #C94D64); border-color:#C94D64; }

/* ── Checkboxes ───────────────────────────────────────────────── */
.iif-checkbox-grid { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:8px; }
@media(max-width:400px){ .iif-checkbox-grid { grid-template-columns:1fr; } }
.iif-checkbox-label { display:flex; align-items:center; gap:10px; cursor:pointer; font-family:var(--font-body); font-size:14.5px; color:var(--ink-soft); padding:10px 12px; border-radius:var(--radius-sm); transition: background .15s ease; }
.iif-checkbox-label:hover { background: var(--navy-pale); }
.iif-checkbox-label input[type="checkbox"] { width:19px; height:19px; accent-color: var(--navy-light); flex-shrink:0; cursor:pointer; margin:0; }

/* ── Type block spacing (step 4) ─────────────────────────────── */
.iif-type-block { padding-top:6px; }

/* ── Consent ──────────────────────────────────────────────────── */
.iif-consent-wrap { background: var(--navy-pale); border:1.5px solid var(--navy-border); border-radius:var(--radius-md); padding:20px 22px; margin-bottom:24px; }
.iif-consent-label { display:flex; align-items:flex-start; gap:13px; cursor:pointer; }
.iif-consent-label input[type="checkbox"] { width:21px; height:21px; flex-shrink:0; accent-color: var(--navy-light); cursor:pointer; margin-top:2px; }
.iif-consent-label span { font-size:14px; color:var(--ink-soft); font-family:var(--font-body); line-height:1.55; }

/* ── Navigation buttons ───────────────────────────────────────── */
.iif-nav { display:flex; justify-content:space-between; align-items:center; margin-top:26px; gap:12px; }
.iif-nav-right { justify-content:flex-end; }
.iif-btn-back { background: var(--white); border:2px solid var(--navy-border); color:var(--navy); padding:12px 24px; border-radius: 999px; font-size:15px; font-weight:700; cursor:pointer; transition: all .2s ease; font-family:var(--font-body); }
.iif-btn-back:hover { background: var(--navy-pale); border-color: var(--navy-light); transform: translateX(-2px); }
.iif-btn-next { background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%); color: var(--navy); border:none; padding:13px 30px; border-radius: 999px; font-size:16px; font-weight:700; cursor:pointer; transition: all .2s cubic-bezier(.16,1,.3,1); font-family:var(--font-body); margin-left:auto; box-shadow: 0 6px 16px rgba(95,191,163,.30); }
.iif-btn-next:hover:not(:disabled) { transform: translateY(-2px); box-shadow: 0 8px 22px rgba(95,191,163,.40); }
.iif-btn-next:active:not(:disabled) { transform: translateY(0); }
.iif-btn-next:disabled { opacity:.45; cursor:not-allowed; transform:none; box-shadow:none; }
.iif-btn-submit { width:100%; background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%); color: var(--white); border:none; padding:18px 20px; border-radius:var(--radius-md); font-size:18px; font-weight:700; cursor:pointer; transition: all .2s cubic-bezier(.16,1,.3,1); font-family:var(--font-body); box-shadow: 0 8px 24px rgba(75,68,112,.30); letter-spacing:.2px; }
.iif-btn-submit:hover { transform: translateY(-2px); box-shadow: 0 12px 30px rgba(75,68,112,.38); }
.iif-btn-submit .iif-btn-text, .iif-btn-secondary { display:inline-flex; align-items:center; justify-content:center; }
.iif-btn-secondary { width:100%; background: var(--white); color:var(--navy); border:2px solid var(--navy-border); padding:13px 20px; border-radius:var(--radius-md); font-size:15px; font-weight:700; cursor:pointer; margin-top:12px; transition: all .2s ease; font-family:var(--font-body); }
.iif-btn-secondary:hover { background: var(--navy-pale); border-color: var(--navy-light); }
.iif-icon-inline { display:inline-block; vertical-align:-4px; margin-right:7px; flex-shrink:0; }
.iif-submit-actions { margin-bottom:8px; }
.iif-trust-note { display:flex; align-items:center; justify-content:center; text-align:center; font-size:13px; color:var(--ink-muted); margin-top:14px; font-family:var(--font-body); }
.iif-trust-note .iif-icon-inline { margin-right:6px; vertical-align:middle; }

/* ── Review panels ────────────────────────────────────────────── */
.iif-review-panel { border:1.5px solid var(--navy-border); border-radius:var(--radius-md); margin-bottom:16px; overflow:hidden; transition: box-shadow .2s ease; }
.iif-review-panel:hover { box-shadow: var(--shadow-soft); }
.iif-review-panel-header { display:flex; justify-content:space-between; align-items:center; background: var(--navy-pale); padding:12px 18px; }
.iif-review-panel-header strong { font-family:var(--font-body); font-size:13.5px; color:var(--navy); text-transform:uppercase; letter-spacing:.5px; }
.iif-review-edit { background: var(--white); border:1.5px solid var(--navy-light); color:var(--navy-light); padding:5px 14px; border-radius: 999px; font-size:12px; font-weight:700; cursor:pointer; font-family:var(--font-body); transition: all .15s ease; }
.iif-review-edit:hover { background: var(--navy-light); color: var(--white); }
.iif-review-body { padding:14px 18px; }
.iif-review-body dl { margin:0; display:grid; grid-template-columns:auto 1fr; gap:6px 18px; }
.iif-review-body dt { font-family:var(--font-body); font-size:13px; color:var(--ink-muted); font-weight:600; white-space:nowrap; }
.iif-review-body dd { font-family:var(--font-body); font-size:14px; color:var(--ink); margin:0; }

/* ── Thank You ────────────────────────────────────────────────── */
.iif-thankyou { padding:52px 36px; text-align:center; }
.iif-ty-icon { display:flex; justify-content:center; margin-bottom:16px; color: var(--gold-dark); animation: iif-pop .5s cubic-bezier(.34,1.56,.64,1); }
@keyframes iif-pop { from { opacity:0; transform: scale(.5); } to { opacity:1; transform: scale(1); } }
.iif-thankyou h2 { font-size:27px; color:var(--navy); margin:0 0 12px; }
.iif-ty-lead { font-size:17px; color:var(--ink-soft); max-width:460px; margin:0 auto 30px; font-family: var(--font-body); line-height: 1.6; }
.iif-ty-call-label { font-size:14px; color:var(--ink-soft); margin-bottom:12px; font-family:var(--font-body); }
.iif-call-btn { display:inline-flex; align-items:center; justify-content:center; background: linear-gradient(135deg, var(--navy), var(--navy-light)); color: var(--white) !important; text-decoration:none; padding:15px 36px; border-radius: 999px; font-size:18px; font-weight:700; box-shadow: 0 8px 24px rgba(75,68,112,.30); transition: all .2s ease; font-family:var(--font-body); }
.iif-call-btn:hover { transform: translateY(-2px); box-shadow: 0 12px 30px rgba(75,68,112,.38); }

/* ── Utilities ────────────────────────────────────────────────── */
.sr-only { position:absolute; width:1px; height:1px; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0; }

/* ── Responsive ───────────────────────────────────────────────── */
@media(max-width:600px){
    #iif-wrap { margin: 20px auto; }
    .iif-header { padding:24px 20px 20px; }
    .iif-header h2 { font-size:21px; }
    .iif-step { padding:24px 18px 18px; }
    .iif-progress-outer { padding:14px 18px 10px; }
    .iif-nav { flex-direction:column-reverse; gap:10px; }
    .iif-btn-next, .iif-btn-back { width:100%; text-align:center; }
    .iif-btn-submit { font-size:16px; }
    .iif-fieldset { padding:16px 14px; }
    .iif-thankyou { padding:34px 20px; }
    .iif-product-card { padding:18px 8px; }
}

/* ============================================================
   v4.0 additions — general info combined layout,
   sections, repeaters, toggleable groups, sub-page transitions.
   No existing v3 classes are modified.
   ============================================================ */

/* ── General Info step: multi-column rows ────────────────────── */
.iif-name-row    { display:grid; grid-template-columns: 1.4fr .5fr 1.4fr .8fr; gap:14px; }
.iif-address-row { display:grid; grid-template-columns: 2.2fr 1fr; gap:14px; }
.iif-city-row    { display:grid; grid-template-columns: 1.6fr .6fr .8fr; gap:14px; }
.iif-contact-row { display:grid; grid-template-columns: 1fr 1fr; gap:14px; margin-top:4px; }
.iif-name-row .iif-field,
.iif-address-row .iif-field,
.iif-city-row .iif-field,
.iif-contact-row .iif-field { margin-bottom:20px; }

.iif-field--dob input[type="date"] { max-width: 260px; }

.iif-optional { font-weight:400; font-size:12px; color:var(--ink-muted); margin-left:4px; }

@media(max-width:700px){
    .iif-name-row    { grid-template-columns: 1fr 1fr; }
    .iif-address-row { grid-template-columns: 1fr; }
    .iif-city-row    { grid-template-columns: 1fr 1fr; }
    .iif-contact-row { grid-template-columns: 1fr; }
}
@media(max-width:420px){
    .iif-name-row    { grid-template-columns: 1fr; }
    .iif-city-row    { grid-template-columns: 1fr; }
}

/* ── Sections inside a type-block page ───────────────────────── */
.iif-section { margin: 8px 0 22px; padding: 20px 22px; border:1.5px solid var(--navy-border); border-radius: var(--radius-md); background: linear-gradient(180deg, #FBFAFE, #FFFFFF); }
.iif-section-title { font-family: var(--font-body); font-size: 15.5px; font-weight: 700; color: var(--navy); margin: 0 0 6px; text-transform: uppercase; letter-spacing: .5px; }
.iif-section-sub { font-family: var(--font-body); font-size: 13.5px; color: var(--ink-soft); margin: 0 0 14px; line-height: 1.55; }
.iif-section > .iif-section-title + * { margin-top: 12px; }

/* ── Repeater items ──────────────────────────────────────────── */
.iif-repeater-items { display:flex; flex-direction:column; gap: 16px; margin-top: 12px; }
.iif-repeater-item { padding: 18px 20px 6px; border:1.5px dashed var(--navy-border); border-radius: var(--radius-md); background: var(--white); position:relative; animation: iif-in .25s ease; }
.iif-repeater-item-header { display:flex; align-items:center; justify-content:space-between; margin-bottom: 12px; padding-bottom: 10px; border-bottom: 1px solid var(--navy-border); }
.iif-repeater-item-title { font-family: var(--font-body); font-size: 14px; font-weight: 700; color: var(--navy); text-transform: uppercase; letter-spacing: .4px; }
.iif-repeater-item-num { color: var(--navy-light); }
.iif-repeater-remove { display:inline-flex; align-items:center; gap:6px; background: transparent; border:1.5px solid var(--navy-border); color: var(--ink-soft); padding:5px 12px; border-radius:999px; cursor:pointer; font-family: var(--font-body); font-size:12.5px; font-weight:600; transition: all .15s ease; }
.iif-repeater-remove:hover { border-color: var(--red); color: var(--red); background: #FDF0F3; }
.iif-repeater-item:first-child .iif-repeater-remove { visibility: hidden; }

.iif-repeater-add-wrap { margin-top: 14px; }
.iif-repeater-add { display:inline-flex; align-items:center; gap:6px; background: var(--white); border:2px dashed var(--navy-light); color: var(--navy); padding:11px 22px; border-radius:999px; cursor:pointer; font-family: var(--font-body); font-size:14px; font-weight:700; transition: all .18s ease; }
.iif-repeater-add:hover { background: var(--navy-pale); border-style:solid; transform: translateY(-1px); box-shadow: var(--shadow-soft); }

/* ── Toggleable group ────────────────────────────────────────── */
.iif-toggleable-header { display:flex; align-items:center; gap:10px; padding: 10px 12px; margin-bottom: 14px; background: var(--navy-pale); border-radius: var(--radius-sm); cursor:pointer; font-family: var(--font-body); font-weight: 600; color: var(--navy); font-size: 14.5px; }
.iif-toggleable-header input[type="checkbox"] { width:18px; height:18px; accent-color: var(--navy-light); cursor:pointer; margin:0; }
.iif-toggleable-body { animation: iif-in .25s ease; }

/* ── Sub-page container inside a type block ──────────────────── */
.iif-page { display:none; }
.iif-page.active { display:block; animation: iif-step-in .3s cubic-bezier(.16,1,.3,1); }

/* ── Loading indicator on select while fetching NHTSA data ───── */
.iif-field select[data-ymm-role][data-loading="1"] { background-image: linear-gradient(90deg, transparent 0, rgba(108,99,168,.10) 50%, transparent 100%); background-size: 200% 100%; animation: iif-ymm-shimmer 1.2s linear infinite; }
@keyframes iif-ymm-shimmer { 0%{background-position: 200% 0;} 100%{background-position: -200% 0;} }

/* ── Responsive tweaks for repeater + section ────────────────── */
@media(max-width:600px){
    .iif-section { padding: 16px 14px; }
    .iif-repeater-item { padding: 14px 14px 4px; }
    .iif-repeater-add { padding: 10px 18px; font-size: 13.5px; }
}

/* ── Review sub-panels for repeater items (Auto drivers/vehicles) ─ */
.iif-review-subitem { padding: 10px 0; border-bottom: 1px dashed var(--navy-border); }
.iif-review-subitem:last-child { border-bottom: 0; }
.iif-review-subitem > strong { display:block; font-family: var(--font-body); font-size: 13px; color: var(--navy-light); font-weight: 700; text-transform: uppercase; letter-spacing: .5px; margin-bottom: 6px; }
.iif-review-sublist { margin: 0; display: grid; grid-template-columns: auto 1fr; gap: 4px 16px; }
.iif-review-sublist dt { font-family: var(--font-body); font-size: 12.5px; color: var(--ink-muted); font-weight: 600; white-space: nowrap; }
.iif-review-sublist dd { font-family: var(--font-body); font-size: 13.5px; color: var(--ink); margin: 0; }

/* ── v4.4 additions — bare sections + stacked checkbox groups ─── */
.iif-section-bare { margin: 0 0 4px; }
.iif-section-bare .iif-field:last-child { margin-bottom: 0; }
.iif-checkbox-grid--stack { grid-template-columns: 1fr; gap: 8px; }

/* ── v4.6 additions — Motorcycle: summary cards, static lines, nested addresses ─── */

/* Summary page cards (Motorcycle page 2 "here are the vehicles") */
.iif-summary-container { display:flex; flex-direction:column; gap: 14px; margin: 10px 0 22px; }
.iif-summary-container:empty + .iif-summary-empty { display:block !important; }

.iif-summary-added-label { font-family: var(--font-body); font-size: 13.5px; color: var(--ink-soft); font-weight: 600; margin-bottom: 4px; }

.iif-summary-card {
    display:flex; align-items:center; justify-content:space-between; gap:14px;
    padding: 14px 18px; background: var(--white);
    border:1.5px solid var(--navy-border); border-left: 4px solid var(--navy-light);
    border-radius: var(--radius-md);
    animation: iif-in .25s ease;
}
.iif-summary-card-info { display:flex; align-items:center; gap: 12px; min-width: 0; }
.iif-summary-card-icon { flex:none; color: var(--navy-light); display:inline-flex; align-items:center; justify-content:center; }
.iif-summary-card-title { font-family: var(--font-body); font-size: 15px; font-weight: 700; color: var(--navy); word-break: break-word; }
.iif-summary-card-actions { display:flex; gap:8px; flex:none; }
.iif-summary-card-btn {
    display:inline-flex; align-items:center; gap:5px;
    background: transparent; border:1.5px solid var(--navy-border); color: var(--ink-soft);
    padding: 6px 14px; border-radius:999px; cursor:pointer;
    font-family: var(--font-body); font-size:13px; font-weight:600;
    transition: all .15s ease;
}
.iif-summary-card-btn:hover:not(:disabled) { border-color: var(--navy-light); color: var(--navy); background: var(--navy-pale); }
.iif-summary-card-btn:disabled { opacity: .4; cursor: not-allowed; }
.iif-summary-card-btn--remove:hover:not(:disabled) { border-color: var(--red); color: var(--red); background: #FDF0F3; }

.iif-summary-empty { padding: 20px; text-align:center; color: var(--ink-muted); font-family: var(--font-body); font-size: 14px; }

.iif-summary-add-wrap { margin-top: 6px; }
.iif-summary-add {
    display:inline-flex; align-items:center; gap:6px;
    background: var(--white); border: 2px dashed var(--navy-light); color: var(--navy);
    padding: 11px 22px; border-radius: 999px; cursor:pointer;
    font-family: var(--font-body); font-size: 14px; font-weight: 700;
    transition: all .18s ease;
}
.iif-summary-add:hover { background: var(--navy-pale); border-style: solid; transform: translateY(-1px); box-shadow: var(--shadow-soft); }

/* Static display line (e.g. "Safety devices found: Anti-Lock Brakes") */
.iif-static-line { margin: 8px 0 18px; }
.iif-static-label { font-family: var(--font-body); font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.iif-static-values { list-style: disc; padding-left: 22px; margin: 0; color: var(--ink); font-family: var(--font-body); font-size: 14px; }

/* Nested address block inside a repeater item (parked_at_address on each bike) */
.iif-address-block { margin: 4px 0 18px; padding: 14px 16px; background: var(--navy-pale); border-radius: var(--radius-sm); animation: iif-in .25s ease; }
.iif-address-block > .iif-static-label { margin-bottom: 10px; }
.iif-address-block .iif-field { margin-bottom: 14px; }

/* ── v4.8 additions — Term Life: checklist, follow-ups, notes, weight+unit ─── */

/* Checklist container + items */
.iif-section--checklist .iif-cci-items { display:flex; flex-direction:column; gap: 10px; margin-top: 8px; }
.iif-cci-item { }
.iif-cci-check-row {
    display:flex; align-items:center; gap: 10px;
    padding: 14px 16px; background: var(--white);
    border: 1.5px solid var(--navy-border);
    border-radius: var(--radius-md);
    cursor: pointer;
    font-family: var(--font-body); font-size: 14.5px; color: var(--ink);
    transition: border-color .15s ease, background .15s ease;
}
.iif-cci-check-row:hover { border-color: var(--navy-light); background: var(--navy-pale); }
.iif-cci-check-row input[type="checkbox"] {
    width: 18px; height: 18px; margin: 0; flex: none;
    accent-color: var(--navy-light);
    cursor: pointer;
}
.iif-cci-check-row input[type="checkbox"]:checked + span { color: var(--navy); font-weight: 600; }
.iif-cci-item--exclusive .iif-cci-check-row { border-style: dashed; }

/* Follow-up dropdown inside a checklist item */
.iif-cci-followup {
    margin: 8px 12px 8px; padding: 14px 16px;
    background: var(--navy-pale);
    border-radius: var(--radius-sm);
    animation: iif-in .2s ease;
}
.iif-cci-followup label { display:block; font-weight: 600; font-size: 13.5px; color: var(--navy); margin-bottom: 6px; }
.iif-cci-followup select { width: 100%; max-width: 400px; }

.iif-cci-require-note { font-size: 13px; color: var(--ink-muted); margin-top: 8px; font-style: italic; }

/* Note paragraph (used for explainer under US citizen, lifestyle footnote) */
.iif-field-note {
    font-family: var(--font-body); font-size: 13.5px;
    color: var(--ink-soft); line-height: 1.55;
    padding: 10px 14px; background: var(--navy-pale);
    border-radius: var(--radius-sm);
    margin: 4px 0 12px;
}

/* Weight input + unit dropdown inline */
.iif-number-with-unit { display:flex; align-items:stretch; gap: 8px; max-width: 320px; }
.iif-number-with-unit input[type="number"] { flex: 1; }
.iif-number-with-unit select.plain { flex: 0 0 auto; width: auto; min-width: 90px; padding-right: 32px; }

/* ── v4.9 additions — Landlords & Hosts: address header, household cards, spouse form ─── */

/* Address-header note variant (prominent display of Step 2 address on Page 1) */
.iif-field-note--address_header {
    background: transparent;
    padding: 0 0 12px;
    border-bottom: 1.5px solid var(--navy-border);
    margin: 0 0 18px;
    color: var(--navy);
    font-size: 15px;
    font-weight: 500;
    line-height: 1.4;
}

/* Household page sections */
.iif-household-container { display:flex; flex-direction:column; gap: 22px; }
.iif-household-section {
    padding: 20px 22px;
    background: var(--white);
    border: 1.5px solid var(--navy-border);
    border-radius: var(--radius-md);
}
.iif-household-section-title {
    margin: 0 0 4px; font-family: var(--font-body);
    font-size: 16px; font-weight: 700; color: var(--navy);
}
.iif-household-section-sub {
    margin: 0 0 14px; color: var(--ink-muted); font-size: 13px;
}
.iif-household-list { display:flex; flex-direction:column; gap: 12px; }

/* Household card (person or property) */
.iif-household-card {
    display:flex; align-items:flex-start; justify-content:space-between;
    gap: 14px; padding: 14px 16px;
    background: var(--navy-pale);
    border: 1px solid var(--navy-border);
    border-radius: var(--radius-sm);
}
.iif-household-card-body { min-width:0; flex:1; }
.iif-household-card-name {
    font-family: var(--font-body); font-size: 15px; font-weight: 600; color: var(--navy);
    word-break: break-word;
}
.iif-household-card-age { font-size: 13px; color: var(--ink-soft); margin-top: 2px; }
.iif-household-card-sub { font-size: 14px; color: var(--ink); margin-top: 2px; }
.iif-household-card-tags { display:flex; flex-wrap:wrap; gap: 6px; margin-top: 8px; }

.iif-tag {
    display:inline-block; padding: 3px 10px; border-radius: 12px;
    font-family: var(--font-body); font-size: 11.5px; font-weight: 600;
}
.iif-tag--you   { background: var(--navy); color: var(--white); }
.iif-tag--added { background: #d7f5e5; color: #0f7a45; }

.iif-household-card-actions { display:flex; gap: 6px; flex:none; }
.iif-household-btn {
    display:inline-flex; align-items:center; justify-content:center;
    width: 32px; height: 32px;
    background: var(--white); border: 1.5px solid var(--navy-border);
    border-radius: 50%;
    color: var(--ink-soft); cursor: pointer;
    transition: all .15s ease;
}
.iif-household-btn:hover { border-color: var(--navy-light); color: var(--navy); background: var(--navy-pale); }
.iif-household-btn--remove:hover { border-color: var(--red); color: var(--red); background: #FDF0F3; }

/* Add-spouse button */
.iif-add-spouse-btn {
    display:inline-flex; align-items:center; gap: 8px;
    padding: 10px 16px; background: transparent;
    border: none; color: var(--navy-light); cursor: pointer;
    font-family: var(--font-body); font-size: 14px; font-weight: 600;
    align-self: flex-start;
    transition: color .15s ease;
}
.iif-add-spouse-btn:hover { color: var(--navy); }
.iif-add-spouse-plus {
    display:inline-flex; align-items:center; justify-content:center;
    width: 22px; height: 22px; border-radius: 50%;
    background: var(--navy-pale); color: var(--navy-light);
    font-weight: 700; font-size: 15px; line-height: 1;
}

/* Inline spouse form */
.iif-spouse-form {
    margin-top: 14px; padding: 18px 20px;
    background: var(--white);
    border: 1.5px solid var(--navy-light);
    border-radius: var(--radius-md);
    animation: iif-in .25s ease;
}
.iif-spouse-form-header { margin-bottom: 14px; color: var(--navy); font-size: 15px; }
.iif-spouse-form-fields { display:flex; flex-direction:column; gap: 14px; }
.iif-spouse-row {
    display:grid; gap: 12px;
    grid-template-columns: 1fr 70px 1fr 90px;
}
.iif-spouse-row .iif-field { margin-bottom: 0; }
.iif-spouse-form-actions { display:flex; gap: 10px; margin-top: 16px; }
.iif-btn-primary {
    padding: 9px 22px; border-radius: 999px;
    background: var(--teal); color: var(--white); border: none;
    font-family: var(--font-body); font-weight: 700; font-size: 14px;
    cursor: pointer; transition: all .15s ease;
}
.iif-btn-primary:hover { transform: translateY(-1px); box-shadow: var(--shadow-soft); }
.iif-btn-secondary {
    padding: 9px 22px; border-radius: 999px;
    background: var(--white); color: var(--ink); border: 1.5px solid var(--navy-border);
    font-family: var(--font-body); font-weight: 600; font-size: 14px;
    cursor: pointer; transition: all .15s ease;
}
.iif-btn-secondary:hover { border-color: var(--navy-light); color: var(--navy); }
.iif-spouse-form-errors {
    margin-top: 12px; padding: 10px 12px;
    background: #FDF0F3; border: 1px solid #F5C6CE;
    border-radius: var(--radius-sm);
    color: var(--red); font-size: 13px;
}

@media (max-width: 640px) {
    .iif-spouse-row { grid-template-columns: 1fr 60px; }
    .iif-spouse-col-last, .iif-spouse-col-suffix { grid-column: 1 / -1; }
}

/* ── v4.10 additions — inline field errors ────────────────────── */
.iif-field-inline-error {
    margin: 6px 0 0;
    font-size: 13px;
    color: var(--red);
    font-family: var(--font-body);
    font-weight: 500;
    animation: iif-in .18s ease;
}
.iif-field--has-error > input,
.iif-field--has-error > select,
.iif-field--has-error > .iif-radio-group,
.iif-field--has-error input.iif-field--has-error-input,
.iif-field--has-error select.iif-field--has-error-input {
    border-color: var(--red);
    box-shadow: 0 0 0 3px rgba(224,99,122,.10);
}